Testimonials
Read some of the feedback received from clients.I feel really lucky to have worked with Nick over the last ten plus years. Not only have my investments performed really well, but he has always been happy to adapt to my changing needs to ensure that my financial planning is realistic and relevant.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Nick is exceptional. Incredibly knowledgeable and takes time to understand the full picture of his clients needs. He is patient and never gets annoyed or frustrated when the client doesn't respond or do something.
In addition to finding Nick very knowledgeable, he is also very personable, which makes our meetings both informative and pleasurable.
Nick and I have had a client relationship for almost 20 years. Deep and long-lasting personal relationships are very important to me and, during this lengthy time, Nick has not just been a trusted financial adviser but someone who I consider to be a good friend. I do not refer people lightly, as any...
I have been working with Nick over a number of years and always found his advice relevant and helpful. He has put me in touch with other experts where the need has arisen. He is very approachable and is also excellent company. I would have no hesitation in recommending him to others.
As regards running my private financial affairs, I only like to deal with people I like and trust — Nick ticks both boxes. I don't need my hand holding constantly but I want access to someone that provides ideas and results in an instantly accessible manner — Nick ticks both these boxes too.
Nick has always handled my financial affairs in a non pushy, professional manner. I would highly recommend his judgement and knowledge.
Nick has advised me for twenty years, over which time my income and circumstances have evolved. He spends time in ensuring he understands my needs, is always well prepared for meetings and is a trusted adviser.
Nick's commitment to get to know me personally over the years, although not intrusively, means therefore that he knows what makes me tick about all things financial. This in turn helps him to address what would be appropriate as well as relevant for me and gives me the confidence that I'm getting th...
Nick provides an excellent, valuable and responsive service in a relaxed but professional manner. I regularly contact him with urgent requests for advice or support and he has always responded immediately and helped me resolve my issues. Nick will provide advice and has often recommended a course of...
Strong practitioner, good client manner and level of understanding.
Nick has advised me and my family for fifteen years, and has always given me fantastic support and advice across a whole range of topics, including ISAs and pensions for myself and my wife, optimising taxes, wills and trusts*, and the most efficient way to extract profits from my business. He always...
*Trusts are not regulated by the Financial Conduct Authority. Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
I've enjoyed a great relationship with Nick over many years. During this time the size and complexity of my investments have grown considerably and Nick's sound advice and diligence have been a true constant. The value of this advice only really came home to me when I recently retired very early fro...
Nick takes time to understand his clients aspirations and then acts on this.
Over thirty years Nick has always given timely and balanced advice on which to make informed decisions. His integrity and commitment in delivering the best for his clients is outstanding.
Great introduction to St. James's Place to date with Nick on side. Quite satisfied with all experiences to date. Very helpful and responsive.
I have been a client of Nick Cummins for thirty years and have found him to be polite, professional and knowledgeable on all aspects of savings, investments and financial planning. Nick has always delivered what has been agreed. I would happily recommend Nick and the services that he provides.
Nick has been exceptional, time and time again. We are very pleased with his care and attention to detail, and are grateful for his well-considered and expert advice when it comes to financial planning and investment selection. He is great at what he does and I would have no hesitation recommending ...
Nick is like having a good friend round, he's interested in doing what's best for you and knowledgeable about how to achieve that.
I have used Nick for over fifteen years and have found his advice and expertise excellent. I need a professional to handle my long term financials and Nick has proved his ability to do that.
Nick provides diverse investment options depending on one's circumstances. As a couple with different understanding and appreciation of investments and financial security, Nick has been excellent at pitching our meetings so that both of us has a complete understanding of what is on offer and how our...
Nick has the ability to make complicated financial matters understandable. He puts you at ease and makes you feel important even if you do not take up the options available at that time. By never being pushy I enjoy our relationship by returning time after time.
