Nick Cummins

In 1995 I was delighted to accept an invitation to join St. James's Place because I felt that the in-house specialists and the distinct St. James's Place approach to investment management significantly enhanced the service I could provide for my clients. I was appointed as a Partner Practice of St. James's Place in 1999 and my appointment as a Senior Partner Practice within the Partnership was confirmed by the board of St. James's Place in 2008.

About

After graduating in Modern Languages from Manchester University in 1984 I worked in publishing before joining the Financial Services arena in 1986 as an Independent Financial Adviser.

"What would I do if I were in my client’s situation?" has always been the basis on which I have formulated my advice. I work closely with a wide range of clients, predominantly City professionals but also business owners, retirees and, very importantly, referrals from my existing clients. We are committed to building and sustaining long-term relationships based on trust, superior service and the quality of our advice.

Our objective is to assist our clients in making informed and intelligent financial decisions via a face-to-face, holistic advice- and service-led proposition, and to ensure that they stay on track through a regular review service.

Whether you have already accumulated your wealth and are now focusing on capital preservation, or you are rapidly progressing in your career and simply need qualified and experienced advice in making the most of your finances, we can work closely with you to help you achieve your specific investment goals.

In addition to the experience and expertise provided by members of the St. James's Place Partnership, products and services from other providers have been carefully selected to complement and enhance the range of St. James's Place Group products on offer. I strongly believe the providers represent the ‘best of breed’ in their respective categories and are capable of delivering the high standards you would expect.

My philosophy focuses on maintaining a long-term, trusted relationship with my clients, helping them to create a firm foundation in meeting their financial objectives, so that they can look to the future with confidence and optimism. I am delighted that most of my new clients come to me as a result of personal recommendations from existing clients.

I live in East Sussex with my wife Kate and we have three grown-up children. I am an avid sports fan both as a player and as a spectator, and much of my leisure time is taken up with rugby union, cricket and golf.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Testimonials

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Nick has advised me and my family for fifteen years, and has always given me fantastic support and advice across a whole range of topics, including ISAs and pensions for myself and my wife, optimising taxes, wills and trusts*, and the most efficient way to extract profits from my business. He alw...

Mr JJ Hughes| Company Director
*Trusts are not regulated by the Financial Conduct Authority. Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place and are not regulated by the Financial Conduct Authority. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
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The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.

Nick Cummins Wealth Management is a trading name of Nick Cummins (Wealth Management) Ltd. Nick Cummins (Wealth Management) Ltd is registered in England and Wales, Number 8116371. Registered Office: Building 2, 30 Friern Park, North Finchley, London, N12 9DA.